Glossary

Term	Definition
Agent Wallet	ShredPay's product giving AI agents a sandboxed on-chain wallet.
Sub-wallet	A user-owned wallet dedicated to a single agent / use case. Distinct from the user's main ShredPay wallet.
API key	The credential that grants access to one sub-wallet, with permissions and spend limits attached.
Co-signer	ShredPay's P-256 key that participates in the 2/2 quorum signing scheme.
Privy	The wallet infrastructure provider that holds the other half of the 2/2 quorum.
Router	ShredPay's on-chain contract that batches approve + swap + deposit and lets ShredPay sponsor gas.
MCP	Model Context Protocol — the open standard ShredPay uses to expose tools to AI agents.
OpenClaw	An agent platform that ships ShredPay as a one-click installable Skill.
Skill (OpenClaw)	A bundled set of tools and metadata an agent can install. ShredPay's Skill is shredpay-wallet.
Sponsored gas	Gas paid by ShredPay (in exchange for a small service fee). Available for swap, DeFi, and gas_swap.
Allowed chains	The whitelist on an API key — only listed chain IDs may be used.
Group ID	An optional grouping of sub-wallets under a user. Reserved for future multi-wallet workflows.
Quorum	A signing scheme that requires multiple signatures. ShredPay uses 2/2 (Privy + ShredPay co-signer).
Smallest unit	The integer representation of a token amount (e.g. 1 USDC = 1000000 because USDC has 6 decimals).